No, partnering with Bonus should not affect your ability to get a mortgage on your next home. Our agreement relieves you of any financial responsibility related to the home, and we are happy to work with your lender and answer any questions they may have during the approval process. Additionally, partnering with Bonus does not affect your credit in any way, as we do not pull a hard credit report during the application period, and we do not have payments or interest to report to credit bureaus.